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Complete Guide to Corporate Insurance Panels & Cashless Dental Claims (AIA, PMCare, HealthMetrics)

โœ๏ธ Klinik Pergigian Luna Administration๐Ÿ“… 2026-07-15โฑ๏ธ 6 min read
Complete Guide to Corporate Insurance Panels & Cashless Dental Claims (AIA, PMCare, HealthMetrics)

โœ… Official Cashless Corporate Panel Clinic

Klinik Pergigian Luna is an officially appointed panel clinic for major corporate healthcare administrators in Malaysia including AIA, PMCare, HealthMetrics, Mednefits, Red Alert, and E-Mas.

1. Understanding Your Corporate Dental Benefits

Many employees in Malaysia are unaware that their corporate employment package includes dedicated annual dental coverage! Companies partner with healthcare administrators to provide employees and their legal dependents with cashless dental care benefits.

Depending on your company's policy, annual dental allowances typically range from RM300 to RM1,500+ per year per employee. Using your panel benefits ensures you maintain optimal oral health without paying out-of-pocket expenses.

2. What Dental Treatments Are Covered by Panels?

Corporate healthcare panel policies generally cover preventive and basic restorative dental procedures required to maintain oral health:

  • โœ”๏ธ Routine Dental Scaling & Polishing: Full ultrasonic removal of calculus and surface stains (1 to 2 times a year).
  • โœ”๏ธ Composite & Amalgam Fillings: Repairing cavity tooth decay on front or back teeth.
  • โœ”๏ธ Simple Tooth Extractions: Non-surgical extraction of damaged or decayed teeth.
  • โœ”๏ธ Diagnostic X-Rays & Consultations: Digital intraoral X-rays and professional dental checkups.
  • โœ”๏ธ Medication: Antibiotics and pain relief medication prescribed following dental treatments.

3. 3 Simple Counter Registration Steps for Cashless Billing

  1. Step 1: Present Identification at Our Counter
    Upon arrival, present your NRIC / MyKad along with your physical panel medical card or open your mobile panel application (e.g. HealthMetrics app, AIA Vitality/AIA+ app, or Mednefits app).
  2. Step 2: Instant Verification & Electronic Guarantee Letter (e-GL)
    Our front desk staff inputs your IC into the panel portal to verify your active balance entitlement and generate an instant electronic Guarantee Letter (e-GL).
  3. Step 3: Receive Cashless Dental Treatment
    Proceed to your treatment with complete peace of mind. The clinic bills your corporate panel directlyโ€”no manual receipt claims or tedious reimbursement paperwork required!

Have Questions or Want to Book a Consultation?

Speak directly with our team on WhatsApp to check available appointment slots.

๐Ÿ’ฌ Book via WhatsApp Now